Internet has surely made our life simpler and easier but there are many things that you have to keep in your mind. It is really important to protect your online banking account because if it gets hacked, your entire money will be gone in a matter of seconds. Our banks have embraced the reality and now they are offering online banking accounts. One thing that I must mention here is that, in most of the cases, online banking accounts are quite safe and no one can get into your account unless they know about your username and password. Banks have a lot of money so they hire top notch professionals to make their online portals safe and hack free. Still, a hacker can get into your account and steal all your money. The best thing that you can do is to take preventive measures. Below, you will find some tips with the help of which you can protect your online banking account very easily and keep invaders away too.
Set a Strong Password to Protect your online banking account
The very first thing that you need to do is to set a strong password for your account. In most of the case, people stick with normal passwords that they use for their other online accounts but keep in mind that your online banking account is the most important one. You can afford to risk its safety even for a second. So, before setting a password, brainstorm a little bit, come up with different combinations of alphabets and numerical values. Your password should not contain your date of birth, your phone number or any such personal information that can be easily guessed by someone who knows you.
Keep changing your password frequently
If you have come up with a really strong password and you are feeling confident that no one will ever be break that password then you are wrong. An important thing that you need to do in order to keep yourself safe online is to keep changing your password frequently. Make it a habit to change your password each month. If you don’t use online banking account a lot then changing the password only twice a year is really a good option too.
Common password is a big mistake
As I stated before, you should never use a common password for your bank account. Hackers normally use different cracking software programs. These programs have millions of password combinations in them. it means that once they will run that cracking software, it will be only a matter of seconds that it find the common password for your baking account. In order to keep your online bank account protected from such hacking attempts, use a unique password. Spend some time and come up with a password that is breakable.
Never open a suspicious email claiming to be from your bank
You will often receive emails from different email addresses that may look like from your bank but they are not. If you feel a little bit suspicious about an email, don’t open it. There can be any link in that email which will install hacking software in your computer. As soon as you will open your online banking account, hackers will get access to your password.